The best thing to do is to download a report from checkmyfile. This collects data from all of the main credit reporting agencies: Equifax, Experian and TransUnion so that you have the fullest possible view of your creditworthiness.
The reason it's so important to capture data from all agencies, is that each reports differently, and some problems might therefore not be shown on an individual report from one agency.
Once you've got your report, either share it with your Tembo expert, or - if you haven't spoken to us yet - send it to to [email protected] and our mortgage experts will review. Remember to provide the password if you've set one!