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Eligibility

Eligibility

Find out whether you're eligible to get a mortgage with Tembo

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17 articles in this collection
Written by Polly Gilbert
General

Is Tembo just for first-time buyers?

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Written by Polly Gilbert
Updated over a week ago

Can I use Tembo if buying under the Help to Buy scheme or Shared Ownership scheme?

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Written by Polly Gilbert
Updated over a week ago

Can I apply for a mortgage if I'm not a UK citizen?

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Written by Polly Gilbert
Updated over a week ago

Can you help buy a family member's house for less than the market value?

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Written by Polly Gilbert
Updated over a week ago

Can I get a mortgage even though I rent out my house?

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Written by Polly Gilbert
Updated over a week ago

Would you be able to assist with securing a mortgage to release equity from my current home?

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Written by Polly Gilbert
Updated over a week ago
Employment & Income

Can I get a mortgage if I'm self-employed?

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Written by Polly Gilbert
Updated over a week ago

What is Tembo's policy on self-employed income?

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Written by Polly Gilbert
Updated over a week ago

Am I able to get a mortgage if I'm on a fixed-term contract that is less than 12 months?

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Written by Polly Gilbert
Updated over a week ago

How many payslips do you require to assess affordability?

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Written by Polly Gilbert
Updated over a week ago

Do you take into account commission that is paid in addition to base salary?

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Written by Polly Gilbert
Updated over a week ago

Does it make a difference if I do shift work, and earn a different amount each month?

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Written by Polly Gilbert
Updated over a week ago

Do you count fostering income as income?

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Written by Polly Gilbert
Updated over a week ago

Can I apply for a mortgage if I have a zero-hour contract?

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Written by Polly Gilbert
Updated over a week ago
Benefits

Can you accept disability income, benefits, and child maintenance as part of the application?

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Written by Polly Gilbert
Updated over a week ago
Booster Eligibility

Do you run affordability checks on boosters?

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Written by Polly Gilbert
Updated over a week ago

Can the boost come from a non-UK citizen or taxpayer?

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Written by Polly Gilbert
Updated over a week ago