No - £4,000 is just the maximum amount you can put in each tax year, if you wish. Some people use the full allowance each year, and many people contribute lower amounts.
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Remember, you get 25% bonuses - of up to £1,000 per tax year - after every contribution you make. For example, a £400 payment would result in a £100 bonus.
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If you can't save £4,000 every year, it's no problem – you can contribute to your account anytime via top-ups of just £10 or more at your own pace.
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You also don't have to contribute every single year – if you choose to skip contributions for a year or so, this won't affect your account.