Yes, we are. Both our mortgage and savings services are fully authorised and regulated by the Financial Conduct Authority (FCA). We adhere to the same strict governance and compliance rules as the high street banks you know.
Our official FCA status
To ensure we can support you across your entire home-buying journey, we operate under two regulated entities. You can find us on the FCA Register using the details below:
Mortgages: Tembo Money Limited is authorised and regulated under registration number 952652.
Savings: Tembo Savings Limited is authorised and regulated under registration number 928010 (and as an account information service provider under 913654).
Who backs Tembo?
We are supported by some of the biggest names in finance. We have received investment from industry leaders including Aviva and Nationwide, as well as ethical investors like Big Society Capital. Their backing is a vote of confidence in our mission and our standards.
Are the partner banks regulated?
Absolutely. We only hold your savings with trusted, authorised UK banks (like Barclays and Bank of Scotland). Each of these partners is also regulated by the FCA and covered by the Financial Services Compensation Scheme (FSCS).
Ask us anything
Compliance isn't just about ticking boxes for us; it's about keeping you safe. If you have any questions about our permissions or regulations, our team is happy to chat.
Next Steps:
Verify us: Search our reference numbers (952652 or 928010) on the FCA register.
Read reviews: See what other customers think of our service on Trustpilot.
Chat with us using the chat button on the bottom-right corner of your screen.