Yes, we do. As an FCA-regulated business, we hold specific permissions that ensure we are authorised to provide our mortgage, insurance, and savings services safely and legally.
Our regulatory details
We operate under distinct permissions depending on the service you are using. This ensures that every part of your financial journey with us is properly regulated.
Mortgages & Insurance: Our mortgage and insurance business operates as Tembo Money Limited. We are authorised by the Financial Conduct Authority (FCA) under the Firm Reference Number (FRN) 952652. This license allows us to advise you on the right products for your needs and arrange them on your behalf.
Savings (ISAs): Our savings business, including Cash ISAs and Lifetime ISAs, operates as Tembo Savings Limited. We are authorised under the FRN 928010.
Open Banking: We are also registered with the FCA under the FRN 913654 for the specific permissions required to use open banking technology safely.
Verifying our status
Transparency is key to trust. You can independently verify our authorisation status at any time by visiting the FCA Register and searching for our company names or FRN numbers.
Additionally, our savings business is registered with HMRC as an ISA manager and further details can be found here.