Lenders will typically let you borrow up to 4.5x your combined income. So, if you’re earning £25,000, you could borrow up to £112,500. Some lenders go up to 5.5x but there can often be stricter criteria on deposit size and credit score. We’ll also take into consideration any commission or other earnings, so be sure to include those in your plan. If you have a booster on board, then we’ll increase your affordability with a Deposit or Income Boost, which will be reflected in your Tembo plan.