Tembo

What is Tembo's Best Mortgage Deal Guarantee?

Anya Gair

Polly

Eddie Ross

How to discover your budget & make home happen

Mortgages

What lenders do Tembo work with?

How much will I be able to borrow?

How is Tembo different from other mortgage brokers?

How do I get started with a mortgage?

What is credit fraud?

What to expect when you complete our fact find and generate a mortgage recommendation.

How can I discover my mortgage affordability?

How do I create a Tembo recommendation?

Does creating a recommendation impact my credit score?

How can I increase my mortgage affordability?

How to create an online mortgage recommendation

Discovering your affordability or budget

How do I speak to a mortgage advisor?

What documents will I need to provide?

What proof of deposit is required?

What's the Tembo rate review service?

How do I download my NatWest bank statements?

How do I access HMRC tax assessments?

How many payslips do you require to assess affordability?

Can I get a mortgage if I'm self-employed?

Can I apply for a mortgage if I have a zero-hour contract?

Do you take into account commission that is paid in addition to base salary?

Am I able to get a mortgage if I'm on a fixed-term contract that is less than 12 months?

Do you count fostering income as income?

Can you accept disability income, benefits, and child maintenance as part of the application?

Can a non-UK citizen or taxpayer be a Booster?

Can I apply for a mortgage if I'm not a UK citizen?

How long do I need to wait after a CCJ or Default before applying for a mortgage?

I'm not sure if my credit is good enough. What can I do?

Can I get a 95% mortgage with a bad credit rating?

Ready to take the next step? Here's what you need to know.

Applying for a mortgage

What is the impact on inheritance tax for a booster?

If I can afford a mortgage alone, are there other benefits to adding a Booster?

Can a child be the guarantor for a parent?

What traditional guarantor mortgages are there?

Does a booster need to have good credit?

Increase your affordability or deposit with a Booster (guarantor)

Using a Booster 

How do interest rates for an Income Boost compare to regular mortgages?

Will my booster always be on the mortgage?

What is an Income Boost?

Can you help me if I have no deposit saved?

How old can the person/s providing the Income Boost be?

Can I use an Income Boost on a remortgage?

Can I get an Income Boost with a person who will be living with me in the property?

Can one of the joint borrowers on an Income Boost live in another country?

What happens if I have an Income Boost and my booster dies?

How many people can be on an Income Boost?

Is an Income Boost a repayment mortgage or an interest-only mortgage?

Will my term be based on the age of the oldest borrower?

Income Boost

What is a Deposit Boost?

Can I pay the Deposit Boost loan back to my booster in the future?

Am I able to make the interest monthly payments of the Deposit Boost myself instead of my booster paying?

How does a Deposit Boost affect my booster's home?

Could I get a Deposit Boost if my parents have an existing mortgage?

How does the money from the Deposit Boost reach the buyer?

What happens if my booster wanted to sell their property or move?

What is the minimum loan amount for a deposit boost?

What happens if my booster were to die?

Is the booster limited to an interest-only mortgage?

Can my family use their property as a boost if they are retired?

If my booster is under 55 will you do an interest-only or repayment mortgage for them?

What is a Retirement Interest Only (RIO) mortgage?

Is there an age limit for the family member helping with the Deposit Boost?

Are the interest rates different on a RIO?

What are the implications of only paying interest each month?

Will the interest stay the same for the monthly payments on the Deposit Boost?

How long will the booster have to make the Deposit Boost payments for?

What's the difference between equity release and a deposit boost?

Does the boost come from loved ones or from Tembo?

Can a booster's property be based outside of the UK?

What type of properties can be used for the deposit boost?

Can a booster protect their Deposit Boost with a Declaration of Trust?

Deposit Boost

Find answers and get help from Intercom Support and Community Experts

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